> For the complete documentation index, see [llms.txt](https://storeopinionscacom.gitbook.io/storeopinionscacom-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://storeopinionscacom.gitbook.io/storeopinionscacom-docs/pc-optimum-program.md).

# PC Optimum program

PC Optimum allows shoppers to earn points on everyday purchases, including groceries, pharmacy products, fuel, and more, with options to redeem rewards at participating retailers.&#x20;

## What is the PC Optimum program?<br>

PC Optimum is a Canadian retail rewards program that lets members earn and redeem points on groceries, pharmacy items, beauty products, fuel, and everyday purchases. You can collect points when shopping at participating stores and redeem 10,000 points for $10 toward eligible purchases. Similar to how customer feedback platforms like [storeopinion.ca](https://storeopinionsca.com/) help loblaws to improve their services, the PC Optimum program rewards loyal customers with points, personalized offers, and exclusive savings on eligible purchases. &#x20;

### How can I join the PC Optimum program? Step by step process

Step 1: Download the free PC Optimum app and create an account.

Step 2: If you have a PC Financial Mastercard, link it to your PC Optimum account.

Step 3: If you use a plastic PC Optimum card, register it through the app or the official website.

Step 4: Start shopping and earn PC Optimum points on eligible purchases.

After joining, you can earn and redeem points, check your balance, activate offers, and manage your account through the app or website.&#x20;

### How to get PC Optimum points with this new change in Canada&#x20;

* [PC Optimum](https://en.wikipedia.org/wiki/PC_Optimum) has partnered with Specsavers, giving members a new way to earn rewards in Canada.
* The partnership was announced in July 2026.
* It builds on Specsavers' existing relationship with Loblaw, with 111 Specsavers locations operating inside Loblaw stores.
* Members can earn PC Optimum points on eligible purchases at participating Specsavers locations.
* The partnership makes purchasing eyewear and eye care products more rewarding for PC Optimum members.

<br>

### How many pc optimum points you can earn?

PC Optimum members can earn 10 points for every $1 spent on eligible purchases at Specsavers, including glasses, lenses, contact lenses, and accessories. Simply scan your PC Optimum card or app at checkout. Points can also be combined with eligible Specsavers promotions, although eye exams and services provided by independent optometrists do not qualify.&#x20;

### How to redeem PC Optimum points

<br>

* Redeem 10,000 points for $10 off eligible purchases at PC Optimum partner stores.
* Use points at retailers like [Loblaws](https://www.loblaws.ca/en), [No Frills](https://www.nofrills.ca/en), Shoppers Drug Mart, and Real Canadian Superstore.
* Redeem online through PC Express, Shoppers Drug Mart Beauty, and Joe Fresh.
* Redeem points at checkout by informing the cashier or following self-checkout instructions.
* Points must be redeemed in 10,000-point increments and cannot be used for taxes, fees, gift cards, or cash.
* At Esso and Mobil, redeem points for fuel savings or eligible car wash packages.

### What Is the Value of PC Optimum Points?&#x20;

* 10,000 PC Optimum points = $10 in rewards.
* 10 PC Optimum points = $0.01 (about 1% value).
* Members earn at least 10 points per $1 spent with a PC Financial Mastercard or PC Money Account.
* PC Optimum works similarly to a 1% cashback program.
* Extra offers and promotions can help members earn more points faster.&#x20;

### How Can You Maximize Your PC Optimum™ Points?&#x20;

Earning PC Optimum™ points is simple. You can collect points by scanning your PC Optimum™ app or swiping your physical card whenever you shop at participating retailers such as Shoppers Drug Mart, Pharmaprix, Esso™, or Mobil™ stations.

While this allows you to earn points on eligible purchases, it typically provides only the standard earning rate—such as 15 points per dollar spent at Shoppers Drug Mart and Pharmaprix, and 10 points per litre of fuel at Esso™ and Mobil™.

### How Much Are PC Optimum Points Worth?

* 10,000 PC Optimum points = $10 in rewards
* 1,000 points ≈ $1
* Each point is worth roughly $0.001 (about a 1% cashback equivalent)
* Some redemption events offer boosted value — for example, promotional periods have let members redeem 70,000 points for $80 off (versus the standard $70)
* If you hold an eligible PC Financial credit card, you can also redeem 10,000 points for a statement credit (though this is typically valued slightly lower, around $7)

### How to Redeem PC Optimum Points

* Redeem in 10,000-point increments for $10 off eligible purchases.
* Use points at Loblaw-banner stores: Loblaws, No Frills, Real Canadian Superstore, Maxi, and more.
* Use points at Shoppers Drug Mart and Pharmaprix, in-store or online.
* Redeem online through PC Express, Shoppers Drug Mart Beauty, and Joe Fresh.ca.
* At checkout, tell the cashier you'd like to redeem points, or select the redemption option at self-checkout.
* At Esso and Mobil, redeem points for fuel savings or eligible car wash packages.
* Points cannot be used for taxes, fees, gift cards, lottery tickets, or cash.
* You can also donate points to charity partners, such as the President's Choice Children's Charity or the Shoppers Foundation for Women's Health.

### Do PC Optimum Points Expire?

No — PC Optimum points do not expire. However, your account can be closed if you don't earn or redeem any points at least once every 24 months. If that happens, you can contact PC Optimum to have the value of your points reinstated in a new account.

Separately, if you have a co-branded PC Optimum credit card, the card itself may be closed after 12 months of inactivity — that's a card-specific rule, not a points-expiry rule.

### How to Check Your Points Balance

* In the app or online: Log in with your PCid — your balance appears immediately.
* On your receipt: Your updated points balance prints at the bottom of your receipt whenever you scan your card or app at a participating store.

### Maximizing Your PC Optimum Points

* Load personalized offers before you shop. Offers must be added to your account in the app before checkout, or you won't get the bonus points.
* Watch for promotional/bonus events. PC Optimum periodically runs storewide bonus point events (e.g., "get extra points when you spend $50+") that apply to all members, not just personalized offers.
* Pay with a linked PC Financial Mastercard or PC Money Account. This stacks extra points on top of the base retailer rate on nearly all purchases, not just at Loblaw-owned stores.
* Combine categories in one trip. Buying groceries and pharmacy items in the same Shoppers Drug Mart or Superstore visit lets you stack category-specific offers.

### Where Can You Earn and Redeem Points?

PC Optimum points can be earned and redeemed at thousands of locations across Canada, including:

* Grocery: Loblaws, No Frills, Real Canadian Superstore, Maxi, Zehrs, and other Loblaw banners
* Pharmacy & beauty: Shoppers Drug Mart, Pharmaprix
* Fuel: Esso, Mobil
* Apparel: Joe Fresh
* Optical (new): Specsavers locations, including those inside Loblaw stores
* Online: PC Express, Shoppers Drug Mart Beauty, Joe Fresh.ca


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